I-akhawunti yedemo esepulatifomu ngokobuchwepheshe nangokusebenza ikhophi ephelele ye-akhawunti yokuhweba bukhoma, ngaphandle kokuthi iklayenti lihweba ngokusetshenziswa kwezimali ezibonakalayo. Izimpahla, izingcaphuno, izinkomba zokuhweba, namasiginali kufana ngokuphelele. Ngakho-ke, i-akhawunti yedemo iyindlela enhle kakhulu yokuqeqesha, ukuhlola zonke izinhlobo zamasu okuhweba, nokuthuthukisa amakhono okuphatha imali. Kuyithuluzi eliphelele lokukusiza wenze izinyathelo zakho zokuqala ekuhwebeni, ubone ukuthi kusebenza kanjani, futhi ufunde ukuhweba. Abathengisi abathuthukile bangazijwayeza amasu ahlukahlukene okuhweba ngaphandle kokufaka imali yabo engozini. Zama i-akhawunti yedemo yamahhala ngaphambi kokubhalisa noma ngemva kokubhalisa. I-akhawunti yedemo yakhelwe izinjongo zemfundo.